Tens of thousands of Florida home and business owners have insurance claims for damage caused by Hurricane Hermine. It is critical that policy holders know their rights.
I have litigated thousands of insurance claims on behalf of Florida home and business owners. Many of those claims have involved claims for roof damage.
Almost 100% of home and business owners’ insurance policies issued in Florida are known as “replacement cost” policies. A replacement cost policy means just what it sounds like: the insurance company is required to REPLACE the damaged property with new. A simple example will help.