I have previously written on what is and is not “flood” damage.  Now, another chapter in that same story.

My client’s home was inundated with water when the fire hydrant at the front of his property literally blew off.  The ensuing deluge undermined the foundation of his house, and penetrated his frame walls, and soaked his garage.


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In a unanimous decision, the Mississippi Supreme Court has explained how the anti-concurring cause clause (ACCC) in the standard homeowners insurance policy should be interpreted.  Although this decision was from Mississippi, it will prove to be informative in Florida as there is very little Florida law on this important issue.  I’ve previously blogged extensively on the

Today I filed a lawsuit against Fidelity National Insurance Company for its denial of a flood claim arising out of Tropical Storm Fay.  Fidelity is a "write your own" insurer under the National Flood Insurance Program which is administered by the Federal Emergency Management Association.  In this case, Fidelity claims that the damages are less