In Security First Insurance Company v. State of Florida, Office of Insurance Regulation, 40 FLW D1449a (Fa. 1st DCA June 22, 2015), Security First sought to amend its insurance policy form to prohibit post-loss assignment of benefits without the insurer’s prior approval. Security First submitted its proposed policy form change to the Florida Office of Insurance Regulation. The OIR rejected the change because it would
Continue Reading Insurance Company Not Allowed to Insert Term Prohibiting Assignment of Benefits in Policy
Assignments
Assignment of Benefits Upheld
In One Call Property Services, Inc. v. Security First Insurance Company, 40 FLW D1196 (Fla. 4th DCA May 20 2015), One Call took an assignment of benefits from an insured homeowner after the homeowner hired One Call to perform clean up services caused by a water leak.
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Assignment of Insurance Proceeds to a Nonexistent Entity Not Valid
In Progressive Express Insurance Company v. Hartley, ____ So.3d ____ (Fla. 5th DCA October 30, 2009), Progressive provided Hartley with PIP insurance. Hartley was injured in an accident and sought treatment from Michael C. Durant, D.C. Upon seeking treatment from Dr. Durant, Hartley executed an assignment of benefits to "Atlantic Coast Chiropractic Clinic."
From 1993 –…
Assignment of a Vague Assignment Approved
In Gables Insurance Recovery, Inc. v. Seminole Casualty Insurance Company, 34 FLW D672 (Fla. 3rd DCA April 1, 2009), the PIP insured received medical care from Atlantic Medical Specialty, Inc. and executed a document titled "ASSIGNMENT OF BENEFITS/POLICY RIGHTS." This document purported to assign the insured’s rights and benefits under her PIP policy to Atlantic although…