My clients noticed cracking around the outside of their home. They also noticed that they were having trouble closing doors in their home. They reported the claim to the homeowners insurer for suspected sinkhole damage.
The homeowners insurer sent out engineers to do testing. The engineers did testing, and then said that there was no sinkhole activity detected. The problem is, the engineers’ testing actually proved that there was sinkhole activity.
This happens all the time. Routinely, the insurance company’s engineering reports are the strongest evidence I have to prove there is indeed sinkhole activity.
Last week, I filed suit against the homeowners insurance company for breach of contract. Their own engineering report will be my strongest evidence of sinkhole activity.
The lesson here is that even if the insurance company’s experts say there is no claim, let me look at your denial for free.
As with most of my insurance cases: If I win, the insurance company must pay my attorney’s fees and costs; and if I lose, I’ll work for free.
Remember, the denial of your claim is not the end of the inquiry, it’s just the beginning. Almost every insurance case I’ve ever won all have one thing in common. They all started with “no.”