My client’s home was built in 1979. He recently began seeing cracks in the walls, around windows, and in the ceiling. He reported the cracking to his homeowners insurer – Universal Property and Casualty Insurance Company. Universal had an engineer inspect the home. The insurance company’s engineer wrote a report stating that the cracks in the home were caused by settling, and not by sinkhole.
I have had the home inspected by engineers who determined that the damage is being caused by ongoing sinkhole activity.
Today, I filed suit against Universal for breach of the insurance policy. I also filed a Civil Remedy Notice concerning what I believe to be the insurer’s bad faith in denying the claim.
This lawsuit was filed in Nassau County, Florida I handle insurance cases such as this for policy holders throughout the State of Florida. As with most of my insurance cases, if I am successful, the insurance company will have to pay all my hourly fees and costs. If I lose, I’ll work for free.