The Nation Law Firm recently filed suit against CUNA Mutual Insurance Society for certain credit disability insurance benefits. (Often borrowers will take out credit disability insurance to pay their loan payments in the event of disability). In this case, our client became disabled and applied for disability benefits. The insurer, CUNA, denied the claim, arguing that her condition was an excluded "pre-existing condition." Florida statutes have significantly narrowed those situations where an insurer can deny a claim based on an alleged preexisting condition. Litigation continues.