We recently filed a lawsuit against Sun Life Assurance Company of Canada for life insurance benefits. Our client, the son of the decedent, argues that his mother was covered at the time of her death and therefore benefits are payable. Sun Life Assurance Company of Canada argues that our client’s mom was not covered at the time of her death.
In particular, the insurance company argues that the employer, to whom the Policy was issued, failed to list Plaintiff’s mother as a disabled employee, still entitled to life insurance coverage, when the Policy transitioned from one carrier to another. The Sun Life Policy in affect at the time of his mom’s death includes a provision relating to “Continuity of Coverage.” This provision provides that if you were covered under the employer’s prior life insurance policy, then you will be covered under the new carrier’s policy. Litigation continues.