Florida Insurance Blog

Florida Insurance Blog

Providing Insight Into Florida Insurance Law and Litigation

Mark A. Nation is a civil trial lawyer who limits his practice to wrongful death, personal injury, and insurance cases. He is a member of the Million Dollar Advocates Forum whose members must have settled one or...MORE

Category Archives: Life Insurance

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ERISA Appeal Filed for Accidental Death Benefits After Motorcycle Crash

Posted in Accidental Death and Dismemberment, ERISA, Life Insurance
My client’s brother was riding his motorcycle when another driver turned left in front of him.  The motorcyclist struck the front right corner of the car.  The motorcyclist died at the scene. The driver of the car received a ticket for violation of right of way.  The motorcyclist was not speeding, and was not found to be … Continue Reading

Suit Filed Seeking Life Insurance Benefits

Posted in Life Insurance
We filed suit against Metropolitan Life Insurance Company for life insurance benefits. Our client, a pastor, became disabled and continued his life insurance coverage under a waiver of premium provision in the life insurance policy. He was advised by the policy holder that coverage would be provided both for him and his spouse. Following his … Continue Reading

Summary Judgment Granted in Our Client’s Favor in ERISA Life Insurance Case

Posted in Life Insurance
On Monday, we received Summary Judgment in our client’s favor in a federal court ERISA life insurance case against Sun Life Assurance Company of Canada. The Plaintiff was the son of the decedent. The decedent was a nurse employed by a local nursing home. She ceased working in February 2007 as a result of some health problems. While out of … Continue Reading

Lawsuit Filed for Accidental Death Benefits

Posted in Life Insurance
My client is the beneficiary of an accidental death policy which was taken out on her fiance.  Tragically, her fiance was killed in a car accident.  The crash was caused by the other driver who was intoxicated.  Our client’s fiance was also allegedly above the legal limit for alcohol.  The accidental death policy contains an exclusion … Continue Reading

Florida Office of Insurance Regulation Issues Report on Stranger-Originated Life Insurance

Posted in Life Insurance
Generally, in order to take out a life insurance policy on someone, you must have an "insurable interest" in the life of that person.  "Insurable interest" is defined in our Florida Statutes at Section 627.404.  However, Stranger-Originated Life Insurance (STOLI) transactions involve a plan to initiate or originate a life insurance policy for the benefit … Continue Reading

The Nation Law Firm Files Suit for Life Insurance Benefits against Sun Life Assurance Company of Canada

Posted in Life Insurance
We recently filed a lawsuit against Sun Life Assurance Company of Canada for life insurance benefits. Our client, the son of the decedent, argues that his mother was covered at the time of her death and therefore benefits are payable. Sun Life Assurance Company of Canada argues that our client’s mom was not covered at the time of her death. … Continue Reading

Court Says No Mandatory Abritration Provision in Life Insurance Contracts

Posted in Arbitration, Life Insurance
In United Ins. Co. v. Office of Ins. Regulation, 985 So.2d 665 (Fla. 1st DCA 2008), the court upheld an order from the Florida Office of Insurance Regulation which prohibited a mandatory arbitration clause in life insurance policies.United Insurance Company of America sells life insurance in Florida, and its life insurance contract had been approved … Continue Reading