Florida Insurance Blog

Florida Insurance Blog

Providing Insight Into Florida Insurance Law and Litigation

Mark A. Nation is a civil trial lawyer who limits his practice to wrongful death, personal injury, and insurance cases. He is a member of the Million Dollar Advocates Forum whose members must have settled one or...MORE

Category Archives: Roof Claims

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Hail Damage Investigation

Posted in Homeowners Insurance, Roof Claims
In every roof damage claim I pursue, I, and my experts, perform a forensic examination of the roof.  A forensic roof inspection includes photographs and a video inspection of the roof.  In hail damage cases we look for hail impact marks on the shingles, the soft metals on the roof, and screen enclosures… Continue Reading

Roof Claim Settled

Posted in Roof Claims
About 2 months ago, I filed a lawsuit against my client’s homeowners insurance company for refusing to pay for wind damage to his roof.  The insurance company had hired an engineer who wrote a report stating that there was no wind damage… Continue Reading

Lawsuit Filed for Wind Damage to Roof

Posted in Roof Claims
We recently filed a lawsuit against American Traditions Insurance Company on behalf of our client.  Our client is a homeowner who sustained wind damage to her roof and interior water damage during the March 30/31, 2011 unnamed storms.  The homeowners insurance company only paid for in the interior damage and claimed that the roof was … Continue Reading

Lawsuit Filed for Wind Damage to Roof

Posted in Homeowners Insurance, Roof Claims
My client, who lives in eastern Volusia County, suffered wind damage to his roof during a significant unnamed storm on January 25-26, 2011.  He submitted the claim to his homeowners insurer.  As often happens, the homeowners insurance company hired an engineering firm to inspect the roof and prepare a report.  As often happens, the engineer … Continue Reading

Lawsuit Filed Against Homeowners Insurance Company for Wind Damage to Tile Roof

Posted in Homeowners Insurance, Roof Claims
My client, a local lawyer, sustained substantial wind damage to his tile roof as a result of the severe unnamed storm that hit our area on March 30, 2011.  He submitted the claim to his homeowners insurance company.  The insurance company had his roof inspected by an engineering firm that found that his tile roof - which … Continue Reading

Insurance Lawsuit Filed for Homeowner Due to Hail Damage to Her Roof

Posted in Homeowners Insurance, Roof Claims
My client purchased a standard Florida homeowners insurance policy when she bought her home in 2006.  At the time of the purchase her mortgage company required a home inspection.  The home inspection revealed that the roof was in good shape with no noticeable damage.  In 2010, she noticed that several of her neighbors were having … Continue Reading

Another Lawsuit Filed For Roof Damage Due to March 30, 2011 Storm

Posted in Homeowners Insurance, Roof Claims
On March 30, 2011 a severe unnamed storm hit Central Florida with high winds, rain and hail.  Since then I have filed at least 20 lawsuits against various homeowners insurers for wrongly denying roof damage claims.  Most of those cases were immediately settled by the insurance company as soon as they received the lawsuits. Yesterday, I settled … Continue Reading

Lawsuit Filed Against State Farm Florida for Wind Damage to a Roof

Posted in Homeowners Insurance, Roof Claims
My client’s home is insured by State Farm Florida.  On July 1, 2010, there was a significant wind event in east Orange County, Florida.  My client submitted the claim to his homeowners insurer.  The homeowners insurer hired an engineering firm to inspect the house.  The engineers hired by the insurance company wrote a report that there was no wind … Continue Reading

What Does Wind Damage to a Roof Look Like?

Posted in Homeowners Insurance, Roof Claims
I have previously written rather extensively about insurance coverage for wind damage to roofs.  You can see my articles on roof claims by clicking here: http://www.floridainsuranceblog.com/articles/insurance-coverage-homeowners/roof-claims/ When litigating roof claims it is important to document the wind damage.  Wind damage is somewhat easy to see if you know what to look for.  Shingles are manufactured … Continue Reading

Is Storm Damage to My Roof Covered Under My Homeowners Insurance, and What Do I Do If My Claim Is Denied?

Posted in Business Insurance, Homeowners Insurance, Roof Claims
You spend a lot of money on homeowners insurance. What does it really cover? And, what do you do if your insurance company denies, low-balls, or simply delays your claim? You have more power than you think. There are innumerable ways your home can be damaged. You may immediately think of fire and storm damage … Continue Reading

Lawsuit Filed Against Homeowners Insurer for Denying Roof Claim

Posted in Homeowners Insurance, Roof Claims
My client insured her home with a standard Florida homeowners insurance policy.  The roof of her home did not leak until hit by strong winds during Tropical Storm Fay in August of 2008.  Shortly after the storm she submitted a claim to her insurance company to evaluate her roof damage.  The insurance company adjuster inspected the roof and found … Continue Reading