Florida Insurance Blog

Florida Insurance Blog

Providing Insight Into Florida Insurance Law and Litigation

Mark A. Nation is a Board Certified Civil Trial Attorney. Although there are about 100,000 attorneys in Florida, only about 1% are Certified as Civil Trial Attorneys...MORE

Category Archives: Earth Movement

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Lawsuit Filed for Vibration Damage to Home

Posted in Earth Movement, Homeowners Insurance
Our client’s home was severely damaged because of the vibrations and underground shock waves caused by nearby bridge construction.  This type of damage is often covered by your homeowners insurance.  This is true even if the insurance policy has an exclusion for “earth movement.”  (Those exclusions typically only exclude naturally occurring earth movement, not man-made… Continue Reading

Good Pleading Gets Around “Earth Movement Exclusion,” and State Farm’s Internal Operating Guides are Admitted into Evidence

Posted in Earth Movement
Castillo v. State Farm Fire & Casualty Company, 32 FLW D2474a (Fla. 3rd DCA October 17, 2007) In this case, the insured homeowner alleged that “nearby blasting created shockwaves and vibrations which damaged the insured dwelling without displacement or permanent displacement of the earth” and that the amount for the repair “of the blasting damages” was… Continue Reading