Florida Insurance Blog

Florida Insurance Blog

Providing Insight Into Florida Insurance Law and Litigation

Mark A. Nation is a civil trial lawyer who limits his practice to wrongful death, personal injury, and insurance cases. He is a member of the Million Dollar Advocates Forum whose members must have settled one or...MORE

Category Archives: Long Term Disability

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Court Rules on Definition of “Disabled” in an ERISA Disability Policy

Posted in Disability, ERISA, Long Term Disability, Short Term Disability
Recently, we prevailed in federal court on a contract interpretation issue under an ERISA short term disability insurance policy.  Due to an illness, our client could not perform some of the essential duties of her job. She could perform some of her duties, she just couldn’t perform them all. Our client filed a claim for STD benefits … Continue Reading

Life Insurance Company of North America Ordered to Reinstate Long Term Disability Benefits

Posted in Disability, Long Term Disability
Life Insurance Company of North America (“LINA”) was recently ordered to continue paying disability benefits under an ERISA governed Plan. In that case, the our client was employed by UBS as a senior sales brokerage assistant earning over $100,000.00 a year. She left work as a result of a heart condition and fibromyalgia which caused … Continue Reading

Court Orders Aetna to Reinstate Long Term Disability Benefits

Posted in Disability, Long Term Disability
Our client was insured under a self-funded long term disability plan which was administered by Aetna Life Insurance Company. Our client filed an LTD claim based on his anxiety, panic disorder and agoraphobia. Aetna initially approved the claim, but later terminated benefits and denied the claim. We filed suit in Federal Court and the judge … Continue Reading

Administrative Appeals for Disability Benefits

Posted in Disability, Long Term Disability, Short Term Disability
The Nation Law Firm recently filed an administrative appeal for certain disability benefits under the terms of the Harris Corporation Disability Plan. Plaintiff was successful in this appeal and benefits were reinstated. The Nation Law Firm recently handled an administrative appeal under an ERISA plan against Principal Life Insurance Company. Plaintiff prevailed in the appeal … Continue Reading

Lawsuits filed for Disability Benefits

Posted in Disability, Long Term Disability, Short Term Disability
We recently filed a lawsuit seeking certain short term disability benefits under the terms of the Federal Express Short Term Disability Plan. Litigation continues.  We also recently filed suit seeking short term disability benefits under the terms of the Blue Cross and Blue Shield of Florida Short Term Disability Plan. Plaintiff was an employee of … Continue Reading

ERISA Reimbursement of LTD “Overpayments”

Posted in Long Term Disability
In Holmstrom v. Metropolitan Life Insurance Company, 2009 WL 901127 (N.D. Ill. March 31, 2009), Holmstrom sued Metropolitan for terminating her long term disability payments.  Metropolitan counterclaimed seeking reimbursement from Holmstrom for an overpayment of LTD benefits which occurred when Holmstrom received a payment for back benefits from social security disability.  (The Metropolitan plan contained a … Continue Reading

The Nation Law Firm Files Suit against Hartford Life and Accident Insurance Company for Long Term Disability Benefits

Posted in Long Term Disability
We recently filed suit against Hartford Life and Accident Insurance Company for denying our client’s claim for Long Term Disability benefits.  Our client was a salesman working for a chemical company.  He suffered from intractable pain, and applied for and received short term disability benefits.  He then received long term disability benefits for 24 months.  … Continue Reading