Lawsuit Filed to Eliminate Health Insurance Lien on Personal Injury Settlement
Today, I filed suit against American National Life Insurance Company of Texas which is asserting a lien on a portion of my client's settlement proceeds. My client lives in Florida, but was injured in New Mexico in an automobile accident. American National paid for a portion of the medical care related to the accident, and believes that it is entitled to reimbursement for the amounts it paid. Based on the language of the insurance policy, I do not believe that American National has any lien on the settlement proceeds. The court will have to decide.
Repeatedly, I have seen cases where good attorneys pay back liens that do not even exist, or they pay back way too much. Paying back liens that don't exist, or paying back too much is a disservice to our clients, and can be considered malpractice. The law on health insurance liens is complicated and one should not dabble in it unless experienced.
Frequently, personal injury attorneys will recommend their clients to hire The Nation Law Firm to negotiate those liens. This referral removes any potential liability from the personal injury attorney, and provides a much needed service to their clients.
